Search Kettering Tax Records
Kettering property tax records are managed by the Montgomery County Auditor through the MCRealEstate system. Kettering is a large suburb south of Dayton and one of the bigger cities in Montgomery County. You can search for any property in Kettering by owner name, address, or parcel number using the MCRealEstate website or mobile app. The Kettering Municipal Court handles local court cases, while property taxes flow through the county system. Tax bills come from the Montgomery County Treasurer, and all Kettering properties are assessed at 35% of market value following Ohio law.
Kettering Overview
Kettering Property Tax Search
The MCRealEstate portal is the main search tool for Kettering property tax records. Run by the Montgomery County Auditor, the site lets you search by owner name, address, or parcel number. Each record shows ownership details, valuation data, tax amounts, and building characteristics. Advanced filters are available too.
MCRealEstate has a free mobile app for quick lookups. The app provides basic property info, recent sales data, square footage, parcel ID, and current taxes. It is available on the Apple App Store and Google Play. The auditor's office is at 451 West Third St., Dayton, OH 45422. Phone: (937) 225-4373.
The city of Kettering handles its own municipal income tax and police services. Property tax records are entirely a county matter.
How Kettering Property Taxes Work
Kettering property taxes are based on assessed value at 35% of market value. Your millage rate depends on your tax district. Levies for the Kettering City School District, fire service, library, and county operations set the rate. One mill equals one dollar per thousand dollars of assessed value.
The MCRealEstate website from Montgomery County gives Kettering homeowners full access to property records, tax details, and assessment data.
The mobile app makes it easy to check your property details from anywhere.
Reappraisals happen every six years under ORC Chapter 5713. Triennial updates adjust values at the midpoint. House Bill 920 creates reduction factors for existing levies when values increase. New levies passed after a reappraisal are not covered by HB 920. The ORC Chapter 5705 governs how levy rates get calculated and certified.
Paying Kettering Property Taxes
The Montgomery County Treasurer collects all property taxes for Kettering. Bills go out each year with two deadlines. You can pay online, by mail, or in person at the treasurer's office in Dayton. Late payments bring penalties and interest under Ohio law.
The Kettering Municipal Court handles court-related fees and fines, which are separate from property taxes. If you have a property tax question, contact the Montgomery County Auditor at mcrealestate@mcohio.org. For court matters, go through the Kettering Municipal Court.
Note: Montgomery County requires rental property owners to register. Failure to register is a minor misdemeanor with a fine up to $150. Check the MCRealEstate site for your parcel ID if you own rental property in Kettering.
Kettering Exemptions and Credits
Kettering homeowners can apply for standard Ohio tax relief. The homestead exemption removes up to $25,000 of market value for seniors 65 and older and permanently disabled homeowners. Disabled veterans with 100% service-connected ratings can exempt up to $50,000. Apply at the Montgomery County Auditor's office.
The owner-occupied credit gives 2.5% off. The non-business credit rolls back 10% for residential properties not used mainly for business. Under ORC Chapter 319, the county auditor handles all exemption applications.
Kettering Tax Appeals
If you believe your Kettering property is overvalued, file a complaint with the Montgomery County Board of Revision between January 1 and March 31. Use DTE Form 2 with evidence like comparable sales or a recent appraisal. Under ORC Chapter 5715, decisions can be appealed to the Ohio Board of Tax Appeals. You can only file once every three years on the same parcel. The GIS mapping system can help you find comparable properties.
Nearby Cities
Kettering is in the Dayton metro area. These nearby cities also have property tax details on this site.